Insurance Licensing InsNV_Health02 valid exam dumps : NV Accident and Health

Exam Code: InsNV_Health02
Exam Name: NV Accident and Health
Updated: Oct 14, 2026
Q&As: 132 Questions and Answers

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About Insurance Licensing InsNV_Health02 Valid Exam Braindumps

Success leaves clues, and ours are written by former customers. The ValidDumps Insurance Licensing NV Accident and Health collection has carried candidate after candidate onto the winner lists, one to two hours of daily InsNV_Health02 practice at a time.

Insurance Licensing InsNV_Health02 Exam Overview:

Certification Vendor:	Nevada Division of Insurance / Pearson VUE
Exam Name:	NV Accident and Health
Exam Number:	InsNV_Health02
Passing Score:	70 scaled score
Exam Format:	Two sections: General Knowledge and Nevada Specific, Computer-based examination, Multiple choice
Exam Duration:	135 minutes
Real Exam Qty:	98 (88 scored + 10 pretest)
Related Certifications:	Nevada Resident Insurance Producer License Nevada Accident and Health Insurance Producer License
Certificate Validity Period:	The examination must be passed within 1 year before applying for the Nevada resident producer license; the Health producer license is subject to the applicable Nevada license renewal period.
Exam Price:	USD 37
Available Languages:	English
Sample Questions:
Exam Way:	Pearson VUE computer-based examination available at Pearson VUE test centers and through OnVUE online proctoring. Reservations should generally be made at least 24 hours in advance. The exam consists of 50 scored plus 5 pretest questions in the Accident & Health General Knowledge section and 38 scored plus 5 pretest questions in the Health Nevada Specific section.
Pre Condition:	For a Nevada resident producer applying for the Health line of authority, the candidate must pass the corresponding Nevada Insurance Producer examination. Nevada currently states that prelicensing education is not required for individuals applying for a producer license, although applicants may choose to take a preparatory course. After passing, the license application must be submitted within one year. The Nevada Division of Insurance also requires applicable licensing application, fingerprinting, and background-check requirements.

Insurance Licensing InsNV_Health02 Exam Syllabus Topics:

Section	Weight	Objectives
Topic 1: Nevada Statutes and Codes Pertinent to Health Insurance Only	14%	- Medicare 1. Prescription Drug Plan 2. Medicare Advantage Plans 3. Medicare supplement regulation - Coverage for reconstructive surgery - Long Term Care - Hospice care - Mandatory policy clauses and provisions 1. Coverage for newborn children 2. Coverage for preventive healthcare services 3. Coverage for physical handicap or intellectual disability for dependent children - Availability of coverage for mental health and treatment of alcohol abuse and drug abuse
Topic 2: Nevada Statutes and Codes Common to Life and Health Insurance Only	4%	- Advertising - Credit life and health insurance - Group life and health insurance 1. Eligible groups 2. Required provisions
Topic 3: Accident & Health – General Knowledge	50%	- Policy Provisions, Clauses, and Riders 1. Riders Impairment and exclusions Guaranteed insurability Future increase option 2. Rights of renewability Noncancelable Cancelable Guaranteed renewable 3. Other provisions and clauses Insuring clause Free look Consideration clause Probationary period Elimination period Waiver of premium Exclusions and limitations Preexisting conditions Coinsurance Deductibles Eligible expenses Copayments Pre-authorizations and prior approval requirements Usual, reasonable, and customary charges Lifetime, annual, or per cause maximum benefit limits 4. Mandatory and optional provisions Entire contract Time limit on certain defenses Grace period Reinstatement Notice of claim Claim forms Proof of loss Time of payment of claims Payment of claims Physical examination and autopsy Legal actions Change of beneficiary Misstatement of age or gender Change of occupation Illegal occupation Relation of earnings to insurance - Other Insurance Concepts 1. Subrogation 2. Modes of premium payments 3. Workers Compensation 4. Total, partial, recurrent, and residual disability 5. Primary and contingent beneficiaries 6. Occupational vs. non-occupational 7. Nonduplication and coordination of benefits 8. Cost containment 9. Dependent children benefits 10. Tax treatment of premiums and proceeds of insurance contracts 11. Managed care 12. Owner's rights - Social Insurance 1. Medicaid 2. Medicare Parts A, B, C, and D 3. Social Security benefits - Types of Policies 1. Medicare supplement policies 2. Group insurance Differences between individual and group contracts General characteristics COBRA 3. Accidental death and dismemberment 4. Other policies Dental Vision Cancer Critical illness or specified disease Worksite employer-sponsored Hospital indemnity Short-term medical Accident 5. Individual and Group Long Term Care Eligibility Levels of care 6. Medical expense insurance Basic hospital, medical, and surgical policies Major medical policies Health Maintenance Organizations Preferred Provider Organizations Point of Service plans Flexible Spending Accounts High Deductible Health Plans and Health Savings Accounts Health Reimbursement Accounts 7. Disability income Individual disability income policy Business overhead expense policy Business disability buyout policy Group disability income policy Key employee policy - Field Underwriting Procedures 1. Contract law Elements of a contract Insurable interest Warranties and representations Unique aspects of the insurance contract 2. Policy delivery 3. Completing the application 4. Initial premium payment and receipt 5. Explaining policy provisions, riders, exclusions, and ratings 6. Submitting application and initial premium to company for underwriting 7. Replacement 8. Sources of insurability and HIPAA privacy information
Topic 4: Nevada Statutes and Codes Common to Life, Health, Property, and Casualty Insurance	20%	- Nevada Life and Health Insurance Guaranty Association - Licensing 1. Name of licensee 2. Obtaining a license 3. Persons required to be licensed 4. Termination of license 5. Renewal and continuing education 6. Suspension, revocation, and refusal of license - Insurance Commissioner 1. General powers and duties 2. Notice and hearings and penalties 3. Examinations - Marketing Practices 1. Required records and record retention 2. Affordable Care Act 3. Silver State Health Insurance Exchange 4. Unfair practices Unfair claims methods and practices and settlement of claims Rebating and inducement Twisting Misrepresentation Fraud Unfair discrimination Defamation 5. Fiduciary responsibilities 6. Commissions and payment restrictions - Definitions 1. Transacting insurance 2. Insurer 3. Authorized and unauthorized 4. Premiums 5. Cost-sharing 6. Certificate of authority 7. Domestic, foreign, and alien

InsNV_Health02 Exam FAQ: Save Time, Read This

What is the Insurance Licensing NV Accident and Health exam in plain words?

Insurance Licensing NV Accident and Health is an official Nevada Division of Insurance / Pearson VUE certification exam, listed under the code InsNV_Health02. Passing it earns the Nevada Insurance certification at the Insurance Producer Licensing level. It also ties into Nevada Resident Insurance Producer License, Nevada Accident and Health Insurance Producer License. In an era of lifelong learning, this credential is one of the most efficient ways to prove your skills keep pace.

How many questions are in the InsNV_Health02 exam, and how long does it last?

Insurance Licensing NV Accident and Health gives you 98 (88 scored + 10 pretest) questions across 135 minutes. The efficient approach: one to two hours of daily timed practice in the ValidDumps engine builds both the knowledge and the pacing, so exam day feels like simply another well-run session.

What score passes InsNV_Health02, and how much is the exam fee?

Passing Insurance Licensing NV Accident and Health takes 70 scaled score, and the official registration fee is USD 37. Retakes cost the full USD 37 again, so treat your ValidDumps practice scores as the decision-maker: book when the passing line sits below your everyday results, not your best ones.

What topics are covered in the InsNV_Health02 exam?

The Insurance Licensing NV Accident and Health syllabus is organized into 4 domains, led by Nevada Statutes and Codes Pertinent to Health Insurance Only (14%), Nevada Statutes and Codes Common to Life, Health, Property, and Casualty Insurance (20%), and Accident & Health – General Knowledge (50%). The complete breakdown is above on this page; it is the fastest way to learn where your limited preparation hours belong.

Are there any prerequisites for the InsNV_Health02 exam?

For a Nevada resident producer applying for the Health line of authority, the candidate must pass the corresponding Nevada Insurance Producer examination. Nevada currently states that prelicensing education is not required for individuals applying for a producer license, although applicants may choose to take a preparatory course. After passing, the license application must be submitted within one year. The Nevada Division of Insurance also requires applicable licensing application, fingerprinting, and background-check requirements.

Vendor policies are revised periodically, so verify the current requirements before registering.

Can I try the InsNV_Health02 material before buying, and are updates free?

Yes on both counts. Download the free demo of the Insurance Licensing NV Accident and Health questions first, and browse the comments written by former customers for a second opinion. After purchase, new versions are sent to you as soon as they release, free for 365 days; after expiry, extending the update service costs 50% of the regular price.

What if I fail the InsNV_Health02 exam, and how fast is delivery?

Worry-free means a 100% money-back guarantee with stated conditions. Take the Insurance Licensing NV Accident and Health exam within 60 days of purchase; if you fail, you may claim a full refund, provided the exam matches your product. Attempts within 3 days of purchase are ineligible, as are downloaded-but-unused products, free materials, and expired orders; the candidate name must match the payer name. Submit a scanned enrollment slip and the official Score Report PDF within 2 days of the exam, and claims are processed within 7 days. Alternatively, exchange for two other exam products of equal value, free, keeping the update service on your original purchase.

Delivery is instant: download your files the moment you pay, with an email copy arriving within one minute. If nothing arrives within 2 hours, check spam and contact customer service, online 24/7 with infinite patience. Installation is unlimited across your computers.

Insurance Licensing NV Accident and Health Sample Questions:

Question #1

Which of the following statements is CORRECT about Medicare?

A. It is a hospital and medical expense insurance program.
B. Its Part A provides payment for physicians ' bills.
C. It is a medical assistance program.
D. It provides benefits to totally disabled persons only.

Reveal Solution Discussion 0

Correct Answer: A 🗳️