CSI FP2 valid exam dumps : Financial Planning II (FPII)

  • Exam Code: FP2
  • Exam Name: Financial Planning II (FPII)
  • Updated: Oct 08, 2026
  • Q&As: 62 Questions and Answers

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CSI FP2 Exam Overview:

Certification Vendor:Canadian Securities Institute (CSI)
Exam Name:Financial Planning II (FPII)
Exam Number:FP2
Passing Score:60%
Certificate Validity Period:Not applicable as a standalone certification; successful completion provides a Notice of Course Completion. Course enrolment period: 1 year.
Exam Format:One examination, Remote online or in-person at a test centre, Proctored examination, Up to 3 attempts, Multiple-choice
Real Exam Qty:60
Exam Duration:180 minutes
Exam Price:Not separately specified; course enrolment options are CAD 800 (online with PDF textbook) and CAD 875 (online with hard-copy textbook)
Related Certifications:Personal Financial Planner (PFP)
Personal Financial Services Advice (PFSA)
Financial Planning I (FP I)
Certificate in Advanced Financial Advice
Available Languages:English
Sample Questions:Free Download real FP2 exam prep
Exam Way:Proctored examination, available remotely or in person at a test centre. The official exam page specifies a 3-hour duration, 60 multiple-choice questions, a passing grade of 60%, and up to 3 attempts.
Pre Condition:The course builds on Personal Financial Services Advice (PFSA) and Financial Planning I (FP I). Confirm current enrolment eligibility and any formal prerequisites directly with CSI.
Official Syllabus URL:https://www.csi.ca/en/learning/courses/fp2/exam-credits

CSI FP2 Exam Syllabus Topics:

SectionWeightObjectives
Family Law15%- Fundamental Aspects of Family Law
  • 1. Custody and Access
    • 2. Spousal Support and Child Support
      • 3. Marriage, Cohabitation, Separation and Divorce
        - Financial and Property Issues
        • 1. Disclosure Requirements and Financial Obligations
          • 2. Impact of Divorce on Financial Planning
            • 3. Domestic Contracts
              • 4. Property Division on Relationship Breakdown
                Estate Planning10%- Trusts and Powers of Attorney
                • 1. Taxation of Trusts
                  • 2. Powers of Attorney for Personal Care and Property
                    • 3. Types of Trusts and Trust Establishment
                      • 4. Incapacity Planning and Substitute Decision-Making
                        - Estate Distribution and Tax Planning
                        • 1. Estate Planning for Individuals, Families and Business Owners
                          • 2. Will Preparation and Probate
                            • 3. Minimizing or Deferring Taxes at Death
                              • 4. Probate Fee and Estate Administration Cost Reduction
                                Savings Planning and Debt Management10%- Net Worth and Cash Management Planning
                                • 1. Budgeting and Savings Strategies
                                  • 2. Net Worth and Cash Flow Analysis
                                    • 3. Emergency Funding
                                      - Debt Planning and Mortgages
                                      • 1. Lease-versus-Buy Decisions and Borrowing to Invest
                                        • 2. Mortgage Planning and Real Estate Ownership
                                          • 3. Debt Refinancing and Debt Service Ratios
                                            • 4. Consumer Credit and Debt Management
                                              Retirement Planning20%- Registered Pension and Retirement Income Plans
                                              • 1. Individual Pension Plans and Executive Retirement Arrangements
                                                • 2. Registered Retirement Savings Plans
                                                  • 3. Annuities and Retirement Income Products
                                                    • 4. Registered Retirement Income Funds and Life Income Funds
                                                      • 5. Registered Pension Plans and Deferred Profit Sharing Plans
                                                        - Retirement Income Needs Analysis
                                                        • 1. Estimating Retirement Income Requirements
                                                          • 2. Managing Retirement Income Shortfalls
                                                            • 3. Old Age Security and Guaranteed Income Supplement
                                                              • 4. Canada Pension Plan and Quebec Pension Plan
                                                                Insurance Planning10%- General Insurance
                                                                • 1. Liability and Professional Liability Insurance
                                                                  • 2. Homeowners and Automobile Insurance
                                                                    - Life Insurance
                                                                    • 1. Life Insurance Needs Analysis
                                                                      • 2. Insurance Contract Provisions, Riders and Taxation
                                                                        • 3. Personal and Business Applications of Life Insurance
                                                                          - Disability and Health Insurance
                                                                          • 1. Critical Illness and Long-Term Care Insurance
                                                                            • 2. Government Disability Benefits and Workers' Compensation
                                                                              • 3. Disability Income Insurance
                                                                                • 4. Extended Health, Travel and Group Insurance
                                                                                  Financial Planning for Small Business15%- Small Business Financial Planning
                                                                                  • 1. Business Structures and Entity Selection
                                                                                    • 2. Business Valuation and Employment Law
                                                                                      • 3. Business Taxation
                                                                                        • 4. Business Succession and Estate Freezes
                                                                                          - Business Law and Agency Relationships
                                                                                          • 1. Contract Formation and Types of Contracts
                                                                                            • 2. Contract Termination and Discharge
                                                                                              • 3. Agency Relationships
                                                                                                Investment and Tax Planning10%- Tax Planning Strategies
                                                                                                • 1. Income Deferral and Income Splitting
                                                                                                  • 2. Tax Shelters and Tax-Efficient Strategies
                                                                                                    • 3. Taxation of Business Structures
                                                                                                      • 4. RESPs, RDSPs, TFSAs and In-Trust Accounts
                                                                                                        - Investment Management
                                                                                                        • 1. Portfolio Performance Measurement and Benchmarking
                                                                                                          • 2. Modern Portfolio Theory and Asset Allocation
                                                                                                            • 3. Investment Selection and Risk Management
                                                                                                              Financial Planning Practice10%- The Personal Financial Planning Process in Canada
                                                                                                              • 1. Ethics and Financial Advisors
                                                                                                                • 2. Identifying Client Goals and Risk Profiles
                                                                                                                  • 3. The Financial Planning Business Today
                                                                                                                    • 4. The Six Steps of the Financial Planning Process
                                                                                                                      • 5. Client Responsibilities and Professional Standards

                                                                                                                        FAQ: Preparing for CSI Financial Planning II (FPII) the Smart Way

                                                                                                                        CSI Financial Planning II (FPII) is an official exam run by Canadian Securities Institute (CSI) under exam code FP2. Passing it awards the Canadian Securities Course certification, which sits at the Advanced tier. It also counts toward related credentials such as Personal Financial Planner (PFP), Certificate in Advanced Financial Advice, Personal Financial Services Advice (PFSA), Financial Planning I (FP I). Certified professionals remain in shorter supply than the market wants, which is precisely why this exam keeps showing up in conversations about better roles and better pay.

                                                                                                                        The CSI Financial Planning II (FPII) exam gives you 180 minutes to work through 60 questions. That is a tight ratio, and it punishes candidates who get emotionally attached to any single item. The fix is mechanical: answer what you know, flag what you do not, and keep moving. A few full-length timed runs in the ValidDumps test engine, with its randomized question order, will calibrate your pace far better than untimed reading ever could.

                                                                                                                        The official fee for CSI Financial Planning II (FPII) is Not separately specified; course enrolment options are CAD 800 (online with PDF textbook) and CAD 875 (online with hard-copy textbook), and 60% is what passing takes. The uncomfortable part: retakes cost the full Not separately specified; course enrolment options are CAD 800 (online with PDF textbook) and CAD 875 (online with hard-copy textbook) again, which makes preparation the cheapest line item in this whole project. Before booking, put yourself through repeated scored sessions with the ValidDumps practice tests and compare results over time; a stable margin above the passing line, not a single lucky run, is when you are ready.

                                                                                                                        The course builds on Personal Financial Services Advice (PFSA) and Financial Planning I (FP I). Confirm current enrolment eligibility and any formal prerequisites directly with CSI.

                                                                                                                        Vendor rules do get revised, so treat this as your starting point and confirm the current eligibility details before booking via the official exam page.

                                                                                                                        It is. ValidDumps publishes a free PDF demo of the CSI Financial Planning II (FPII) material, so the product can prove itself before you pay. Your purchase then comes with 365 days of free updates, and once that period ends, extending the update service costs 50% of the regular price. The test engine software itself is verified malware-free and safe to install.

                                                                                                                        ValidDumps stands behind the product with a 100% money-back guarantee under defined conditions. If you take the CSI Financial Planning II (FPII) exam within 60 days of purchase and fail, you qualify for a full refund, provided the exam corresponds to your product. Sitting the exam within 3 days of purchase does not qualify, and neither do unused downloads, free materials, or expired orders; the candidate name must match the payer name. Submit a scanned enrollment slip and the official Score Report PDF within 2 days of the exam, and claims are resolved within 7 days. You may also choose an exchange instead of a refund: two other exam products of equal value, free, with the update service on your original purchase retained.

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                                                                                                                        CSI Financial Planning II (FPII) breaks down into 8 official domains, led by Financial Planning for Small Business (15%), Financial Planning Practice (10%), and Insurance Planning (10%). You will find the full topic-by-topic outline above on this page; use the weightings to budget your study hours where they pay back the most.

                                                                                                                        CSI Financial Planning II (FPII) Sample Questions:

                                                                                                                        Question #1

                                                                                                                        Xin Yi is a surgeon looking to get a disability insurance plan. His advisor has presented him with the following options:
                                                                                                                        Policy
                                                                                                                        Definition
                                                                                                                        Elimination period (days)
                                                                                                                        A
                                                                                                                        Any
                                                                                                                        30
                                                                                                                        B
                                                                                                                        Any
                                                                                                                        60
                                                                                                                        C
                                                                                                                        Own
                                                                                                                        30
                                                                                                                        D
                                                                                                                        Own
                                                                                                                        60
                                                                                                                        Which policy will likely have the highest premiums?

                                                                                                                        • A. Policy C.
                                                                                                                        • B. Policy B.
                                                                                                                        • C. Policy A.
                                                                                                                        • D. Policy D.
                                                                                                                        Reveal Solution  Discussion  0

                                                                                                                        Correct Answer: A  🗳️

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                                                                                                                        Question #2

                                                                                                                        Mr. and Mrs. Morrone are retired with two adult children, Joseph and Christine. The Morrones appointed Joseph as their power of attorney several years earlier but they have recently become concerned about him making decisions, particularly on some contentious family property. How can the Morrones address their concern?

                                                                                                                        • A. Restrict his authority to a specific period of time.
                                                                                                                        • B. Ensure that their power of attorney is continuing and enduring.
                                                                                                                        • C. Restrict his authority to just property-related decisions.
                                                                                                                        • D. Grant joint power of attorney authority to both Joseph and Christine.
                                                                                                                        Reveal Solution  Discussion  0

                                                                                                                        Correct Answer: D  🗳️

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                                                                                                                        Question #3

                                                                                                                        The following table outlines details for a life insurance policy issued in 1995:
                                                                                                                        Details
                                                                                                                        Amounts
                                                                                                                        Cash surrender value
                                                                                                                        $8,000
                                                                                                                        Premiums paid
                                                                                                                        $6,000
                                                                                                                        Dividends declared
                                                                                                                        $1,500
                                                                                                                        Net cost of pure insurance
                                                                                                                        $750
                                                                                                                        Marginal tax rate
                                                                                                                        30%
                                                                                                                        Assuming the policy is completely surrendered, what are the taxes payable?

                                                                                                                        • A. $2,750.
                                                                                                                        • B. $1,275.
                                                                                                                        • C. $825.
                                                                                                                        • D. $4,250.
                                                                                                                        Reveal Solution  Discussion  0

                                                                                                                        Correct Answer: B  🗳️

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                                                                                                                        Question #4

                                                                                                                        A Canadian resident, age 57, is self-employed and earns $74,000 in yearly income. The year's basic exemption and maximum pensionable earnings are $3,500 and $61,600, respectively. Assuming a contributory rate of 5.45%, how much will the resident pay in Canada Pension Plan premiums (rounded to the nearest dollar)?

                                                                                                                        • A. $6,333.
                                                                                                                        • B. $3,357.
                                                                                                                        • C. $3,166.
                                                                                                                        • D. $6,714.
                                                                                                                        Reveal Solution  Discussion  0

                                                                                                                        Correct Answer: A  🗳️

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                                                                                                                        Question #5

                                                                                                                        Which term describes an attempt to create a tax system that gives no preference to the form of ownership?

                                                                                                                        • A. Graduated rates.
                                                                                                                        • B. Equalization.
                                                                                                                        • C. Equilibrium.
                                                                                                                        • D. Integration.
                                                                                                                        Reveal Solution  Discussion  0

                                                                                                                        Correct Answer: D  🗳️

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