Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer valid study dumps : MarylandAccident and Health or Sickness Producer Series 20-24 Exam

  • Exam Code: Accident-and-Health-or-Sickness-Producer
  • Exam Name: MarylandAccident and Health or Sickness Producer Series 20-24 Exam
  • Updated: Aug 15, 2026
  • Q&As: 92 Questions and Answers

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Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

SectionObjectives
Policy Administration and Ethics- Ethical obligations
  • 1. Suitability and fiduciary duties
    • 2. Disclosure requirements
      Health Insurance Systems- Managed care models
      • 1. HMO, PPO, POS
        - Government health programs
        • 1. Medicaid basics
          • 2. Medicare basics
            Insurance Law and Regulation (Maryland)- Maryland Insurance Administration rules
            • 1. Producer licensing requirements
              • 2. Unfair trade practices (rebating, twisting, misrepresentation)
                Accident and Health Insurance Basics- Policy structure and provisions
                • 1. Definitions and clauses
                  • 2. Exclusions and limitations
                    - Types of coverage
                    • 1. Disability income insurance
                      • 2. Accidental death & dismemberment (AD&D)
                        • 3. Medical expense insurance
                          General Insurance Principles- Insurance concepts
                          • 1. Risk, peril, hazard
                            • 2. Principles of indemnity and insurable interest

                              Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:

                              1. When the employer pays the premium, covered individuals normally receive tax-free benefits under all of the following group health plans EXCEPT:

                              A) Dental
                              B) Major medical
                              C) Health maintenance organization
                              D) Disability income


                              2. Which benefit is usually excluded from major medical expense plan coverage?

                              A) Prescription drugs
                              B) Routine dental care
                              C) Physical therapy
                              D) Hospice care


                              3. The Maryland State Benchmark Plan applies to which of the following?

                              A) Medicaid plans sold through the Exchange
                              B) Medicare supplement plans sold outside the Exchange prior to January 1, 2014
                              C) Individual Health Benefit Plans sold outside the Exchange prior to January 1, 2014
                              D) Individual Health Benefit Plans sold through the Exchange


                              4. When a single major medical contract covers all medical expenses, the plan is considered to be:

                              A) Limited
                              B) Comprehensive
                              C) Supplemental
                              D) First-dollar


                              5. Medical charges that fall within the range of fees normally charged for a given procedure in a certain geographical area are called:

                              A) Reasonable and customary charges
                              B) Scheduled charges
                              C) Utilization charges
                              D) Preapproved charges


                              Solutions:

                              Question # 1
                              Answer: D
                              Question # 2
                              Answer: B
                              Question # 3
                              Answer: D
                              Question # 4
                              Answer: B
                              Question # 5
                              Answer: A

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